charley@charleyhamrick.com

(843)870-3505

 



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BUYER INFO...

My goal is to provide timely and knowledgeable consulting to ensure my clients locate the property that satisfies their hearts as well as their minds.

I specialize in island, Mt. Pleasant, and coastal real estate, and I live on the islands as well. My first-hand expertise and focus in these markets allows my clients to buy with confidence whether they are searching for a primary residence, a second home, or an investment property generating rental income. From the initial search stage all the way through closing, I will be there to advise you and to guide you to make sure your purchase goes smoothly.

Feel free to contact me with questions or if you would like additional information. I am always happy to talk and to answer questions. I would be happy to drop a Buyer Packet in the mail to you. Or click on the link above to take advantage of my email Custom Market Report. These CMRs save you time by bringing properties in the MLS to you..

 

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SERVICES PROVIDED TO BUYERS

  • Provide detailed market reports via E-mail that are tailored specifically to your criteria, needs and desires.  Click HERE to request a Customized Market Report or simply contact me.

  • Automated E-updates which allow buyers to follow the real estate market for your area(s) of interest.  Stay ahead of other buyers!  These updates are e-mailed to you anytime there is a new listing or market activity involving a property that meets your criteria.

  • Provide plats, lot dimensions, and other information for specific properties of interest.

  •  Provide answers that relate to questions specific to owning coastal and island property. 

  • Provide a Comparitive Market Analysis (CMA) that analyzes the prices of recently sold homes that are similar in terms of location, style and amenities.  

  • Coordinate showings and accompany clients to properties.

  • Preview properties for out of town clients and e-mail extensive photos

  • Provide sound professional advice throughout search and negotiating processes. 

  • Provide constant feedback and updates 

  • Provide access to insurance agents, home inspectors, real estate attorneys, mortgage lenders, contractors, architects and other professionals our company knows and trusts to ensure that your real estate purchase goes smoothly.

  • Coordinate and negotiate inspections, as well as working with lenders and closing attorneys through closing.

  • No costs are involved. . . all of my services to buyers are free. 



TIPS FOR FIRST-TIME BUYERS

When you start thinking about buying a home, you’re likely to feel excited and confident, but also anxious at the same time. Don’t worry, it’s normal. Buying home is a big decision. There is so much to understand – How much can I afford? What is the right price range for my budget? Who can help me find the perfect home and guide me through the negotiating process?

It is important to review your personal finances and budget. Consider the costs that go into buying a home such as a down payment and closing costs.

The next thing to consider is “Why Should I Buy?” There are many reasons why buying makes sense:

  • Owning a home can cost the same as renting

  • You can build equity value

  • You may be able to deduct the interest on your home loan from your federal and sometimes state income taxes

  • You may be able to use your equity as an asset to qualify for loans & other types of credit

  • Owning a home can be an excellent investment over time

The next step is generally meeting with a mortgage consultant to get pre-qualified- even before you start your home search. Your mortgage advisor will help you determine what you can afford. Buying a home is a process of constantly balancing the dream and the reality. With so many loan options available, your mortgage consultant will strive to understand and meet your financial objectives and assist with finding the right product fit for you. There are many products available that allow for 100% financing.

Once your price range has been established and you have been pre-approved, your real estate agent will guide you through the selection and purchase process.

It is crucial to have an agent represent you for a number of reasons. As a rule, your agent will have a thorough knowledge of the local market to not only find exactly what you are looking for, but most importantly to ensure you pay market value for that property. Real estate agents have first hand access to properties as they become available. They will assist you in organizing showings, comparing properties and establishing value, researching information, drawing up the purchase agreement, and negotiating your offer. Agents maintain important contacts like home inspectors, contractors and closing attorneys to help coordinate a smooth closing process. Your agent will work with you from beginning to end, so they are in a great position to answer questions, to advise you and to help you keep up with the details along the way. Remember, buyer representation is FREE! You protect your investment at no cost to you.

With careful planning and by surrounding yourself with a team of “experts,” you feel

confident and comfortable when approaching the closing table. Good real estate agents and mortgage consultants are interested in developing life-long relationships. Good luck!!

 


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Charley Hamrick, ABR®, Realtor® - (843)870-3505 - charley@charleyhamrick.com

Featured Agent on HGTV®

1304 Palm Blvd., Isle of Palms, SC 29451
Phone: (843)870-3505
Fax: (843)416-1745


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